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An Open Letter to Delegates Peace and Farrell Re: HB 1147. I Want to Keep My 2012 – 2013 Plan

Dear Delegate:

Peter F. Farrell (chief patron), Christopher K. Peace (chief co-patron), David B. Albo, Richard P. Bell, Mark L. Cole, M. Kirkland Cox, James E. Edmunds, II, T. Scott Garrett, C. Todd Gilbert, Christopher T. Head, William J. Howell, Riley E. Ingram, S. Chris Jones, R. Steven Landes, L. Scott Lingamfelter, G. Manoli Loupassi, Daniel W. Marshall, III, Robert G. Marshall, J. Randall Minchew, John M. O’Bannon, III, Roxann L. Robinson, Nick Rush, Thomas Davis Rust, Edward T. Scott, Christopher P. Stolle, Michael J. Webert, Tony O. Wilt, Thomas C. Wright, Jr.

 

and Senators:

Saslaw (Chairman), Colgan, Norment, Stosch, Edwards, Watkins, Wagner, Newman, Puckett, McEachin, Obenshain, Alexander, Barker, Marsden, Ebbin, Lewis

I posted a Press Release a couple of days ago I received from Delegate Peace about HB 1147 known as the “Keep Your Plan Act”. (The post can be found here.)

Subsequently I received an email from a reader reminding me that the policies that this bill is supposed to save were all cancelled last year, so this legislation is essentially worthless and after the fact.

That prompted me to examine the bill as a licensed Insurance Agent. As part of the requirements for keeping my Insurance Licenses I must complete Continuing Education courses every 2 years. One of the areas I must keep up on are the Laws and Regulations. So when it comes to reading and understanding the impact of new legislation on my Insurance Agency, I am pretty experienced at it.

So when I read the text of the HB 1147 I was astonished to see that a bill that passed the House 98-0 was, in my opinion, a bill to nowhere. It will not allow the policy holder to resurrect a policy and accomplishes absolutely nothing other than give the 98 Delegates that voted for it the ability to distance themselves from Obamacare. And while that may be a rather small feather in a Republican’s cap it could mean a lot more to Democrats in districts where the voters do not see Obamacare in a favorable light.

My more in depth analysis of HB 1147 is here.

And according to the latest information, the bill has advanced to the Senate and is in the Commerce and Labor Committee.

So I am asking the patrons of this bill as well as the members of the Senate Committee on Commerce and Labor the following questions:

The email from Delegate Peace included the quote “If you like it, Virginia, you can keep it,” says Del. Peace

Since 2008 I have had a health insurance plan that I like very much. The cost has risen, but the plan remained the same. So I had this plan in 2012 and 2013.

In late December I was informed that my policy that I had for several years was no longer available due to the demands of Obamacare. Instead, I was offered a plan that cut benefits by quite a bit and now forces me to use in network doctors and hospitals only. And the cost increased by the largest amount I have seen so far.

Less coverage and higher costs.

And worse, I was told that this plan that I now have will not be available next year and that I must go to a plan that will significantly increase my out of pocket costs and most likely force me to choose between obtaining medical care for situations that are not critical and paying my other bills. I will be forced to take the first few thousand dollars out of my own pocket.

So my questions should be obvious.

If HB 1147 becomes law, will it allow me to go back to the policy I really liked and had in 2012 and 2013?

And if not;

If HB 1147 becomes law, will it allow me to keep the policy I was forced into for 2014, which I like less than my 2012-2013 policy, but like it far more than the plan I will be forced into for 2015.

My reading and analysis of HB 1147 says this bill, should it become law, will have absolutely no effect on my situation. I will still lose my health insurance and have to go to a plan I will not like at all.

And if my reading is correct, Delegate Peace’s promise “If you like it, Virginia, you can keep it,” falls into the same category as his criticism of President Obama in the same email where Peace wrote:

“Prior to and after passage of the Affordable Care Act, also known as ObamaCare, President Obama falsely reassured Americans time and time again that they could keep their plan if they like it. We now know the truth,” said Peace.  “Even if they liked them, there is a high percentage of those in the individual market would not be able to keep their plans.

So I am sending this letter to Delegate Farrell, the chief patron and Delegate Peace the chief-co-patron and all of the regular patrons seeking a response from any or all of them. I am also sending this email to the members of the Senate Committee on Commerce and Labor asking each of them to either amend this bill so that I can go back to my 2012 – 2013 policy, or at the minimum keep the policy I have for 2014 and not be forced to buy a policy I do not want.

And if I can’t keep my policy or go back to my old policy, I would like an explanation from the Senate Committee on Commerce and Labor as to what this bill actually accomplishes.

Thank you and I anxiously await your response.

Tom White

Resident 97th House District

editor@varight.com

About Tom White

Tom is a US Navy Veteran, owns an Insurance Agency and is currently an IT Manager for a Virginia Distributor. He has been published in American Thinker, currently writes for the Richmond Examiner as well as Virginia Right! Blog.Tom lives in Hanover County, Va and is involved in politics at every level and is a Recovering Republican who has finally had enough of the War on Conservatives in progress with the Leadership of the GOP on a National Level.

One Response to “An Open Letter to Delegates Peace and Farrell Re: HB 1147. I Want to Keep My 2012 – 2013 Plan”

  1. Kenneth Hawk says:

    We are being scammed by every single level of government! Maybe Peace is vying for the 2014 title of “Lie of the Year!”

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    Tom White Says:

    Nothing is more conservative than a republican wanting to get their majority back. And nothing is more liberal than a republican WITH a majority.

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