Physicians are supposed to be smart people. It takes a lot of time and study to reach the point that you can call yourself a Doctor. Not to mention the expense of Medical School.
You would at least think someone with all that time and money invested in their education would be a bit self protective of their livelihood, wouldn’t you?
Well, apparently, liberal ideology overrides self economic preservation among the Kool-Aid drinkers.
On Wednesday, the day before the ObamaCare decision came down I had an appointment with my doctor because I needed to refill the two prescriptions I take for my blood pressure.
First off, let me say – I hate going to see a doctor. Especially when I am not sick. And I have to be pretty darn sick to go to a doctor or hospital.
But my doctor refuses to refill a prescription without an expensive office visit. She has to pay back those student loans and make that BMW payment after all, right?
There has been some consideration of allowing pharmacies to sell some medications over the counter – no prescription needed – including Blood Pressure Medications.
If they do, I can promise you that unless a body part breaks or falls off, I will never go back to a doctor. I have always been a strong proponent of self medicating, a craft I learned in College in the early 1970’s.
So when my doctor walks in the examining room a full 30 minutes after my appointment time (which is fairly good for this practice) and after the usual “How have you been doing?” inquiry, I casually mentioned that I am hoping the Supreme Court will strike down the Health Care Law on Thursday. I told her I had seen my costs rise as a result of all the newly mandatory “free stuff” people love so much. Somebody has to pay for it and society apparently decided I was one of the lucky few. I was thinking, but wisely decided not to voice “I get to foot the bill for people like Sandra Fluke so that she might go out and enjoy wild, unprotected sex with the “free” birth control pills I am providing for her. And I suppose I will also have to pay for her STD treatment and the abortion when this irresponsible woman “forgets” to take the birth control pills I so generously donated for her sexual pleasure.”
Well, even without the Sandra Fluke comment, that brought out the flaming liberal in this otherwise reasonable intelligent physician. Thank God I didn’t call Fluke a slut! There were sharp implements all over that examining room, not to mention the vinal gloves and lubricant prominently displayed on the metal table!
“Everyone is entitled to good, descent Health Care. It is a right,” she said.
Holy crap. She’s out of the closet now. Progressive Alert! Progressive Alert! I think I even saw the faint outline of gills next to the protruding veins in her neck!
She spouted on about how much we all have to pay in higher premiums because those without insurance go to the doctor or hospital and are unable to pay.
“So, let me get this straight,” I said. “My premiums have gone up 30% since the “Affordable” health Care law went into effect and you are saying I was already footing the bill for the uninsured? Why did my costs go up if this law is so great?”
“Well, now more people have coverage than ever before,” she retorted.
“Didn’t you just say the uninsured already got free health care before the law and I was footing the bill? And now, they have insurance and pay nothing, yet my premiums have gone up. How is that helping? What exactly is better? Because my bottom line is worse off. I am being punished financially because I have insurance!”
Obviously that line of thought wasn’t going the way her Progressive ideology infected mind expected.
“Do you have any idea how much the CEO of Blue Cross and Blue Shield makes,” she snorted?
I think I muttered something like “Probably not enough for such an important job”.
“SIX MILLION DOLLARS A YEAR,” she announced. “That is OBSCENE!”
I asked her if she was aware of how insurance companies make money.
“They gouge customers like you on premiums,” she shot back.
“Did you know that it is often the case that Insurance Companies collect less in premium than they pay out in claims and still make a profit,” I inquired?
She refused to believe me. “That’s impossible,” she said.
I told her she needs to do the research and stop believing everything the Left tells her. I told her she should Google “Warren Buffett” and the word “float”. (Here is a link to NPR where this is all explained.)
“Insurance Companies take in billions and billions in premiums and pay most of it back out. But they get their money from the customer first, hold it for a while, and then pay it out. Savvy investing allows them to make a ton of money during the short time they hold the insured’s money. Even a tiny return on investment is huge because of the volume of money flowing in and out. Can you name a single government program that can do that,” I asked?
“Medicare,” she replied. “The recipient doesn’t pay premiums and gets the benefits.”
I cast a wary eye over to the table with the gloves and lube and tried to answer as carefully as possible to attempt to preserve my fleeting shot at leaving that exam room with my dignity intact.
“Medicare is bankrupt. It is a failed program. And the ObamaCare bill took out half a trillion dollars as part of the smoke and mirror accounting gimmick to make it look like ObamaCare was funded. And I am paying the Medicare Premiums for those on Medicare now, in addition to higher costs for my own insurance,” I told her.
“And as far as the $6 Million salary for the CEO of Blue Cross,” I said as I pulled up the BCBS website on my SmartPhone, “they have 100 million subscribers, so his salary works out to one half of a penny per month per subscriber. If we took away his salary and made him work for free, my premiums would drop 6 cents per year. Athletes make a lot more money than this CEO, but do they also employ hundreds of thousands of people and provide good benefits for them? And a safe working environment? As well as paying you $125 for your office visit in addition to my $25? I would say my 6 cents a year is money well spent. What I find obscene is the fact that I have to come in here every 6 months and pay you all this money just to write two prescriptions because you refuse to simple call in another 6 months of refills without without extorting $150 from me.”
I’m pretty sure that at that point my blood pressure was approaching stroke levels, but I had to go on.
“ObamaCare attacks the wrong target. Insurance premiums are simply a reflection of greedy doctors who demand $150 for a prescription from a healthy patient as a way to make money and pay their Malpractice Insurance which demands that the doctors run unnecessary tests to cover the doctor’s ass, and I have to pay for them. Insurance is the symptom. The disease is doctors like you that are all too willing to place the blame on the insurance providers while running up the cost for people like me with unnecessary tests and office visits. ObamaCare is designed to put Insurance Companies out of business, plain and simple. Which will leave the government the only source of medical care. While Obama is attacking the Insurance Companies today, rest assured that once they are gone, he will come for you next. The days of $150 payments in your pocket for an office visit will end. Your reimbursement from the government will not be sweetened by investment “float” and will come directly from tax dollars. Obama’s idea of social justice is when a Wal-Mart greeter finally makes the same thing as a physician. And believe me, the salary for a greeter is not going to come up to your salary level. Yours will go down.”
“Now can you write the damn prescriptions and let me get over to the lab area so they can draw my blood for the unnecessary tests that will put even more money in your pocket?”
She got quiet, wrote the prescriptions, handed me the paperwork for the blood vampire profit station down the hall and walked out without another word.
After a few minutes wait, I was called for my blood work. The nurse put the tourniquet above my elbow, tapped the vein and rubbed the area with alcohol.
“Little stick,” she muttered as she jabbed the needle in.
“The doctor probably thought I used a pretty big stick,” I replied.
“Pardon me,” she said?
“Oh, nothing. Just talking to myself,” I said.
She pulled out the needle and put a strip of tape over the gauze and I headed to my car.
Checking the prescriptions, I noticed she circled “12” refills, which means I have 13 months to find another doctor who will write me a couple of prescriptions instead of the usual 6 months.
But in the back of my mind, I wonder. Did I get through to her? Or did the prescription form just not have an “unlimited” option so she would never have to put up with my Conservative mouth again?
If she’s a Progressive, then it’s the latter. If she’s a reasonable thinker, there may be hope for her future as a doctor.