President Obama plans to take over health care in the US. This will become the largest and most expensive entitlement program ever implemented in this country. Larger than Social Security and Medicare combined. What is beyond belief is the fact that Obama plans to implement this program before fixing Social Security. As the recession deepens and fewer workers are paying Social Security taxes, the date of Social Security and Medicare insolvency looms ever closer.
Obama admits we enjoy the highest level of medical care in the world, but the problem is the cost. Are there ways to control the costs that don’t involve a complete government takeover? And does a government takeover of health care even have a chance of fixing things? And will placing a government bureaucracy between your doctor and your health improve health care, or turn it into “Hell”th Care?
Well, in order to make a good guess at what it will take to fix it, you must first know the underlying causes for the exploding costs: Subsidies and Lawsuits. There well may be more, but these cover the largest problems.
The problem is, those with insurance already subsidize the coverage for those that can’t or don’t have health insurance. Medicare and Medicaid reimburse doctors for very little, so that cost is passed on to those with insurance. Many argue (with some merit) that insurance is the main reason costs are so out of control. Before anyone had insurance, costs were far less. Doctors and hospitals couldn’t charge more than they could reasonably expect to be paid.
Not only do we see the US government programs like Medicare and Medicaid being subsidized by those with insurance, Canada and other countries “negotiate” with the pharmaceutical and medical supply companies for low prices, and the prices go up to insured Americans to make up the loss. It goes without saying that the bulk of uninsured, lower income as well as illegal aliens are given health care and everyone’s bill goes up.
And then we have the malpractice suits. There is no doubt that there are some doctors that should not be practicing. However, awards are so large and the trials so expensive that doctors avoid them at all costs, and many cases are quietly settled out of court. Not only does that drive up the cost of malpractice insurance, but it also causes doctors to practice defensive medicine. So a simple stomach ache that a few years ago would have been treated with an antacid, and the patient sent home, now becomes a $10,000 hospital bill with x-rays, ultrasounds, EKG’s and any other test the doctor can think of to protect himself.
President Obama recently received a chorus of “boos” from doctors at an AMA session when he told them he was too concerned about the poor patient that was harmed to limit awards in lawsuits.
So, the “new” health care plans will, no doubt, severely limit compensation to doctors, hospitals and pharmaceutical companies even more than Medicare and Medicaid. This will force the patients with “other” private insurance to subsidize the new people moved to Obamacare. Drug prices will be set by Obama. Lawsuits will have to be limited in order for the program to survive. Can you even bring suit against a government health care bureaucracy?
As more and more subsidization is forced on private insurers, they will fail, sending more people into government health care. Private insurers will cease to exist. Then we will have the Federal government dictating your health care treatments. That will truly be “HELL”th Care.
Why not just skip to the end game and work on medical tort reform and honesty in billing. Bill medicare what it costs and have the government pay a proper amount for the bills. This will all have to happen under Nationalized health care, so let’s just skip the middleman and leave the Feds out of my health care.
And here’s a radical ides. Let’s make the President and Congress use the Nationalized health care instead of exempting themselves.